Housing

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• Landlord, Tenant and Housing FAQ

  Answers to frequently asked questions about landlord and tenant rights and responsibilities.

  Agency: Judicial Branch

• Senior Housing Options

  The state has prepared a list describing various types of living arrangements available for senior citizens, depending on their level of self-sufficiency.  The Rental Housing for the Elderly Program also provides eligible older adults and persons with disabilities with affordable housing.

  Agency: Department of Aging and Disability Services

• Foreclosure Relief and Information

  Homeowners seeking advice on how to refinance their homes or modify their mortgages can participate in one of the periodic free mortgage assistance events held by the Department of Banking. Participants can meet individually with a mortgage lender or a HUD-approved housing counselor to review their options.

  Agency: Department of Banking

• Rental Security Deposits

  Tenants and landlords can read their rights and responsibilities pertaining to the collection, holding and return of rental security deposits.

  Agency: Department of Banking

• Connecticut Real Estate Commission

  An updated list of Commission members, meeting agendas, and minutes.

  Agency: Department of Consumer Protection

• Home Improvement

  Home improvement contractors, plumbers, electricians and other workers must be licensed or registered to work in Connecticut. Residents who encounter problems they cannot resolve with a contractor can file a complaint with the Department of Consumer Protection. The department offers advice on choosing and working with contractors and can help mediate problems.

  Agency: Department of Consumer Protection

• Incentive Housing Zone Program

  The State provides financial incentives to municipalities seeking to create Incentive Housing Zones (IHZ) to promote the expansion of market-rate and affordable housing opportunities.  

  Agency: Department of Housing

• Affordable Housing Funding Opportunities

  The state provides gap funding for projects and programs that create homeownership opportunities for eligible households throughout the State.  

  Agency: Department of Housing

• Eviction and Foreclosure Prevention Program

  This program prevents evictions and foreclosures through mediation and a Rent Bank. A trained mediator meets with tenants and landlords or homeowners and lenders to resolve disputes which may include unpaid rent or mortgage payments, repairs, housing code violations and communication problems. The Rent Bank provides funds to help pay rent or mortgage arrears.

  Agency: Department of Housing

• CDBG Small Cities

  Through the CDBG-Small Cities Program, the state provides funding and technical support to municipalities with populations of less than 50,000 for projects that achieve local community, affordable housing, and economic development objectives, principally benefiting low- and moderate-income persons.  

  Agency: Department of Housing

• Section 8 Housing Choice Voucher

  Eligible tenants in newly-constructed, rehabilitated and existing rental and cooperative apartment projects could receive rental subsidies through the federal Housing and Urban Development Section 8 Program.  Applicants for the program must meet the income limits. Anyone interested in registering to receive automatic notice of the opening of any Section 8 Housing Choice Voucher waitlists can go to http://www.cthcvp.org.

  Agency: Department of Housing

• Housing Programs

  The state has compiled a list of housing development programs, housing affordability initiatives, community development programs and individual and family support services for those seeking housing assistance.

  Agency: Department of Housing

• Low-Income Housing Tax Credits

  The LIHTC program provides incentives for developers to acquire, rehabilitate and/or build new low- or mixed-income housing through the allocation of federal tax credits that may be sold to corporations or investor groups to raise equity for a project.  

  Agency: Department of Housing

• Rental Assistance Program (RAP)

  Residents with low incomes can receive a monthly rent subsidy through the Rental Assistance Program (RAP).  After people find housing, the state pays a subsidy directly to the landlords every month and the tenants pay the difference between the rental cost and the subsidy.

  Agency: Department of Housing

• Emergency Mortgage Assistance Program

  Eligible homeowners facing foreclosure due to financial hardship may be eligible for temporary monthly mortgage payment assistance for up to five years. An EMAP loan is secured by a fixed-rate, subordinate mortgage on the homeowner's residence.

  Agency: Department of Housing